---
title: "Spring 2025 Unified Agenda: Key Regulatory Updates and Insights"
description: Stay informed on the latest regulatory changes with Padgett Law Group's analysis of the Spring 2025 Unified Agenda, highlighting key updates from CFPB, HUD, VA, and more.
---

[Padgett Regulatory Affairs Blog ](https://padgettlawgroup.com/regulatory-affairs-blog)

# [Spring 2025 Unified Agenda: Key Regulatory Updates and Insights](https://padgettlawgroup.com/regulatory-affairs-blog/plg-regulatory-alert)

 Written by [Marissa M. Yaker, Esq.](https://padgettlawgroup.com/regulatory-affairs-blog/author/marissa-m-yaker-esq) | Sep 10, 2025 1:00:58 PM

The Spring 2025 Unified Agenda of Regulatory and Deregulatory Actions was published on September 4, 2025. Padgett Law Group is providing an analysis of key actions highlighted within this Agenda. Of particular note is the Consumer Financial Protection Bureau's Final Rule on Streamlining Regulation X, which is tentatively slated for publication around December 2025.

*Background:*

- The Unified Agenda reports on the actions administrative agencies plan to issue in the near and long term. Released by the Office of Information and Regulatory Affairs, the Agenda provides important public notice and transparency about proposed regulatory and deregulatory actions within the Executive Branch.
- It breaks down the Agenda Stage of Rulemaking by Prerule Stage, Proposed Rule Stage and Final Rule Stage.  

 

**Key Highlights by Applicable Agency:**

*Consumer Financial Protection Bureau (CFPB):*

- **Final Rule on Reg X:**

[Federal Register :: Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties; Regulation X](https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.federalregister.gov%2Fdocuments%2F2024%2F07%2F24%2F2024-15475%2Fstreamlining-mortgage-servicing-for-borrowers-experiencing-payment-difficulties-regulation-x&data=05%7C02%7CChristian.Padgett%40padgettlawgroup.com%7Ca9e9634d259243388fa808ddefc51d4a%7Cb26f96398d67404aa1ef197b9c03fbdd%7C0%7C0%7C638930352180082445%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=dWXTyrB%2F2zgHcCwVvkIH9h3D6JyXATTY8XWltrOKJGU%3D&reserved=0)

- **Discretionary Servicing under Reg X:**

**Department of Housing and Urban Development:**

- Notice of Proposed Rulemaking scheduled for April 2026:

- Notice of Proposed Rulemaking for May 2026:

**Department of Veterans Affairs:**

- Final Action Scheduled for December 2025:

**Federal Housing Finance Agency:**

- **Repeal of Fair Lending Oversight and Equitable Housing Finance Regulations:**

 

**Link to Unified Agenda: ****[Current Unified Agenda of Regulatory and Deregulatory Actions](https://nam10.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.reginfo.gov%2Fpublic%2Fdo%2FeAgendaMain&data=05%7C02%7CChristian.Padgett%40padgettlawgroup.com%7Ca9e9634d259243388fa808ddefc51d4a%7Cb26f96398d67404aa1ef197b9c03fbdd%7C0%7C0%7C638930352180093871%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=xWDz23j5nNBnCyu5R8cVLsHdvEumggmrTtPVVFWDP%2F0%3D&reserved=0)**

 

This blog post was written by Marissa M. Yaker, Esq.

[View full post](https://padgettlawgroup.com/regulatory-affairs-blog/plg-regulatory-alert)

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