New Tennessee Law Impacts Foreclosure Publications, Notices in Print and Online

PLG’s Tennessee Practice is prepared to launch new post and pub process ahead of the new law's effective date on July 1, 2025

On May 21, 2025, Governor Bill Lee of Tennessee signed into law the Tennessee Foreclosure Modernization Act (H.B. 1127/S.B. 0727). The law takes effect on July 1, 2025, and impacts foreclosure publications and notices in the state commencing on or after that date. Foreclosures already in the process of publication under the current rules, prior to July 1, 2025, will not be subject to these requirements. 

After July 1, 2025, the newspaper publication requirements for foreclosures in Tennessee will be reduced from the current three-week requirement to two weeks. All other print publication requirements remain the same, which include that “the foreclosure advertisement must be made at least two times in a newspaper published in the county where the sale is to be made” and that “the initial publication in a newspaper be at least 20 days prior to the sale”.

In an effort to further modernize and increase access to foreclosure notices, newspaper publications must now also “identify the website of the third-party internet posting company that posts the advertisement”. The new law requires an online posting of the foreclosure notice through a third-party internet posting company, which shall generally run concurrently with the newspaper publication, for “at least 20 continuous days” and “be publicly viewable to general internet users.”