Regulatory Affairs

Agency Updates + Regulatory Compliance Matters from Padgett 

1 min read

Effective Immediately: VA Circular on Show Me Decision

VA has published Circular 26-26-2 entitled, “Terminating VA-Guaranteed Loans Where VA Has a Partial Claim Interest”. For mortgage servicers, this is impactful Circular is extremely important as it clarifies and allows for Servicers to proceed...

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5 min read

2026 Federal Regulatory Agenda: Key Highlights and Upcoming Rules

Sharing that the 2026 Regulatory Plan and the Unified Agenda of Federal Regulatory and Deregulatory Actions was published on July 3, 2026. The...

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HUD Housing Waivers and FEMA Disaster Declarations Update

Please see the recent regulatory updates below that Padgett Law Group wanted to highlight:

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HUD OIG Report: HUD Did Not Correctly Service all Due and Payable Partial Claims

On June 25, 2026, the Office of Inspector General for the United States Department of Housing and Urban Development published a Report entitled, “HUD...

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New FHA Mortgagee Letters: Key Updates and Changes

The following Mortgagee Letters were recently published, providing important updates on these key topics:

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VA Partial Claim Program and Updated Loss Mitigation Chapters Published

The VA released the final versions of Chapters 5 (Updated Loss Mitigation) and 22 (New Partial Claim Program) for the VA Manual 26-4, Servicer...

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Supreme Court of Florida Amendment on Use of AI

On May 28, 2026, the Supreme Court of Florida announced an Amendment to the Florida Rule of General Practice and Judicial Administration...

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HUD OIG Report on CAFMV

The HUD OIG released a report on May 19, 2026, titled "HUD Did Not Pursue Repayment for Improper Payments on Claims Without Conveyance of Title."...

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FHA Delinquencies Surge Amid New Loss Mitigation Framework

Ginnie Mae's March 2026 Global Markets Analysis Report, issued on April 17, 2026, focuses on the significant rise in FHA pipeline delinquencies and...

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Fannie Mae's Latest Servicing Updates and AI Governance Framework

On April 8, 2026, Fannie Mae announced recent updates, with the key highlights noted below:

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