5 min read
High Level Overview of Draft Guidance for the New VA Partial Claim Program
The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline...
Regulatory
2 min read
Update on Definition of Large Institutional Investor in Housing Bill
On the evening of March 2, 2025, the 21st Century Road to Housing Act currently before the Senate (hearing on March 4, 2026) was modified to include...
HUD OIG Report: Potential Fraud Risks and Schemes for HUD’s Single Family Housing Program
HUD OIG recently released a 39-page report on February 17, 2026, which is particularly interesting for its detailed examination of potential fraud...
2 min read
HUD OIG Annual Work Plan for Fiscal Year 2026
The U.S. Department of Housing and Urban Development's Office of Inspector General released its Annual Work Plan for Fiscal Year (FY) 2026 (covering...
2 min read
CFPB Brief to Vacate Injunction & Request for Funding
On January 9, 2026, the Consumer Financial Protection Bureau (CFPB) took two significant actions.
2 min read
New Post Service Rule on Postmarks Effective December 24, 2025
In November 2025, the Postal Service issued a final rule entitled, “Postmarks and Postal Possession,” that became effective as of December 24, 2025....
2 min read
CFPB Notifies Court it Cannot Lawfully Draw Funds from the Federal Reserve
In a recent release, the CFPB states that in the ongoing lawsuit, NTEU v. Vought, the CFPB filed a Notice that the Department of Justice’s Office of...
3 min read
Government Shutdown Impact on Servicing Industry
Padgett Law Group has compiled a comprehensive overview of relevant Agency Alerts pertaining to the ongoing Government Shutdown, effective October 1,...
1 min read
Office of the Comptroller of the Currency (OCC) Mortgage Metrics Report
On or around September 24, 2025, the OCC published the OCC Mortgage Metrics Report for the Second Quarter of 2025. This Report covers Mortgage...