Marissa M. Yaker, Esq.

2 min read

FHA Delinquencies Surge Amid New Loss Mitigation Framework

Ginnie Mae's March 2026 Global Markets Analysis Report, issued on April 17, 2026, focuses on the significant rise in FHA pipeline delinquencies and possible contributing factors. Relevant excerpts below copied and pasted directly from the Report:

Read More

1 min read

Fannie Mae's Latest Servicing Updates and AI Governance Framework

On April 8, 2026, Fannie Mae announced recent updates, with the key highlights noted below:

Read More

1 min read

Q4 2025 Credit and Mortgage Data: Trends and Key Insights

Below are excerpts from the Large Bank Credit Card and Mortgage Data published by the Federal Reserve Bank of Philadelphia on April 8, 2026:

Read More

2 min read

Freddie Mac Bulletin 2026-5: Key Servicing Updates and Changes

Padgett Law Group offers a brief summary of the servicing updates detailed in Freddie Mac's Bulletin 2026-5, which was published on April 8, 2026....

Read More

7 min read

CFPB Semi-Annual Report Highlights Key Regulatory Changes

The Consumer Financial Protection Bureau (CFPB) released its Semi-Annual Report to Congress on April 3, 2026. This report summarizes the Bureau's...

Read More

3 min read

Key Highlights: U.S. Government Proposed Budget for Fiscal Year 2027

The Office of Management and Budget published the Proposed President’s Budget of the United States Government, Fiscal Year 2027 on April 3, 2026....

Read More

1 min read

OCC 4th Quarter Mortgage Metrics Report

In March 2026, the Office of the Comptroller of the Currency (OCC) released its Mortgage Metrics Report for the 4th Quarter of 2025. This quarterly...

Read More

1 min read

HUD OIG Report on GNMA Nonbank Concentration Risk

The HUD Office of Inspector General (OIG) issued a Report on March 30, 2026, titled, "GNMA did not formally assess rising nonbank concentration...

Read More

4 min read

Fannie and Freddie Revise Homeowner’s Insurance Requirements

On March 18, 2026, U.S. Federal Housing announced via a press release that Fannie and Freddie are removing certain Homeowner’s Insurance...

Read More

5 min read

New VA Partial Claim Program: Key Updates and Guidance

The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline...

Read More