Marissa M. Yaker, Esq.

3 min read

Key Highlights: U.S. Government Proposed Budget for Fiscal Year 2027

The Office of Management and Budget published the Proposed President’s Budget of the United States Government, Fiscal Year 2027 on April 3, 2026. This 92-page Budget was accompanied by multiple Fact Sheets. Padgett Law Group has prepared this...

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1 min read

OCC 4th Quarter Mortgage Metrics Report

In March 2026, the Office of the Comptroller of the Currency (OCC) released its Mortgage Metrics Report for the 4th Quarter of 2025. This quarterly...

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HUD OIG Report on GNMA Nonbank Concentration Risk

The HUD Office of Inspector General (OIG) issued a Report on March 30, 2026, titled, "GNMA did not formally assess rising nonbank concentration...

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4 min read

Fannie and Freddie Revise Homeowner’s Insurance Requirements

On March 18, 2026, U.S. Federal Housing announced via a press release that Fannie and Freddie are removing certain Homeowner’s Insurance...

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5 min read

New VA Partial Claim Program: Key Updates and Guidance

The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline...

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2 min read

Update on Definition of Large Institutional Investor in Housing Bill

On the evening of March 2, 2025, the 21st Century Road to Housing Act currently before the Senate (hearing on March 4, 2026) was modified to include...

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HUD OIG Report Highlights Fraud Risks in Single Family Housing Program

HUD OIG recently released a 39-page report on February 17, 2026, which is particularly interesting for its detailed examination of potential fraud...

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2 min read

HUD OIG Annual Work Plan for Fiscal Year 2026

The U.S. Department of Housing and Urban Development's Office of Inspector General released its Annual Work Plan for Fiscal Year (FY) 2026 (covering...

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CFPB Brief to Vacate Injunction & Request for Funding

On January 9, 2026, the Consumer Financial Protection Bureau (CFPB) took two significant actions.

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2 min read

New Post Service Rule on Postmarks Effective December 24, 2025

In November 2025, the Postal Service issued a final rule entitled, “Postmarks and Postal Possession,” that became effective as of December 24, 2025....

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