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Q4 2025 Credit and Mortgage Data: Trends and Key Insights
Below are excerpts from the Large Bank Credit Card and Mortgage Data published by the Federal Reserve Bank of Philadelphia on April 8, 2026:
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2 min read
Freddie Mac Bulletin 2026-5: Key Servicing Updates and Changes
Padgett Law Group offers a brief summary of the servicing updates detailed in Freddie Mac's Bulletin 2026-5, which was published on April 8, 2026....
7 min read
CFPB Semi-Annual Report Highlights Key Regulatory Changes
The Consumer Financial Protection Bureau (CFPB) released its Semi-Annual Report to Congress on April 3, 2026. This report summarizes the Bureau's...
3 min read
Key Highlights: U.S. Government Proposed Budget for Fiscal Year 2027
The Office of Management and Budget published the Proposed President’s Budget of the United States Government, Fiscal Year 2027 on April 3, 2026....
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OCC 4th Quarter Mortgage Metrics Report
In March 2026, the Office of the Comptroller of the Currency (OCC) released its Mortgage Metrics Report for the 4th Quarter of 2025. This quarterly...
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HUD OIG Report on GNMA Nonbank Concentration Risk
The HUD Office of Inspector General (OIG) issued a Report on March 30, 2026, titled, "GNMA did not formally assess rising nonbank concentration...
4 min read
Fannie and Freddie Revise Homeowner’s Insurance Requirements
On March 18, 2026, U.S. Federal Housing announced via a press release that Fannie and Freddie are removing certain Homeowner’s Insurance...
5 min read
New VA Partial Claim Program: Key Updates and Guidance
The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline...
2 min read
Update on Definition of Large Institutional Investor in Housing Bill
On the evening of March 2, 2025, the 21st Century Road to Housing Act currently before the Senate (hearing on March 4, 2026) was modified to include...
HUD OIG Report Highlights Fraud Risks in Single Family Housing Program
HUD OIG recently released a 39-page report on February 17, 2026, which is particularly interesting for its detailed examination of potential fraud...