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On March 18, 2026, U.S. Federal Housing announced via a press release that Fannie and Freddie are removing certain Homeowner’s Insurance Requirements. The relevant Servicing guidance from both Fannie and Freddie follows below, copied directly from...
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5 min read
The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline...
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On the evening of March 2, 2025, the 21st Century Road to Housing Act currently before the Senate (hearing on March 4, 2026) was modified to include...
HUD OIG recently released a 39-page report on February 17, 2026, which is particularly interesting for its detailed examination of potential fraud...
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The U.S. Department of Housing and Urban Development's Office of Inspector General released its Annual Work Plan for Fiscal Year (FY) 2026 (covering...
We encourage all clients to prepare for potential delays affecting court filings scheduled for the week beginning Sunday, January 25, 2026. Federal...
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On January 9, 2026, the Consumer Financial Protection Bureau (CFPB) took two significant actions.
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In November 2025, the Postal Service issued a final rule entitled, “Postmarks and Postal Possession,” that became effective as of December 24, 2025....
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In a recent release, the CFPB states that in the ongoing lawsuit, NTEU v. Vought, the CFPB filed a Notice that the Department of Justice’s Office of...
3 min read
Padgett Law Group has compiled a comprehensive overview of relevant Agency Alerts pertaining to the ongoing Government Shutdown, effective October 1,...