Regulatory Affairs

Agency Updates + Regulatory Compliance Matters from Padgett 

5 min read

High Level Overview of Draft Guidance for the New VA Partial Claim Program

The VA Loan Guaranty is utilizing the Drafting Table for the first time to announce proposed updates to the Loss Mitigation Waterfall and outline guidance for the new VA Partial Claim Program. Please note that the deadline for submitting feedback to...

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2 min read

Update on Definition of Large Institutional Investor in Housing Bill

On the evening of March 2, 2025, the 21st Century Road to Housing Act currently before the Senate (hearing on March 4, 2026) was modified to include...

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HUD OIG Report: Potential Fraud Risks and Schemes for HUD’s Single Family Housing Program

HUD OIG recently released a 39-page report on February 17, 2026, which is particularly interesting for its detailed examination of potential fraud...

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2 min read

HUD OIG Annual Work Plan for Fiscal Year 2026

The U.S. Department of Housing and Urban Development's Office of Inspector General released its Annual Work Plan for Fiscal Year (FY) 2026 (covering...

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FedEx National Service Disruption May Affect Court Deadlines

We encourage all clients to prepare for potential delays affecting court filings scheduled for the week beginning Sunday, January 25, 2026. Federal...

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2 min read

CFPB Brief to Vacate Injunction & Request for Funding

On January 9, 2026, the Consumer Financial Protection Bureau (CFPB) took two significant actions.

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2 min read

New Post Service Rule on Postmarks Effective December 24, 2025

In November 2025, the Postal Service issued a final rule entitled, “Postmarks and Postal Possession,” that became effective as of December 24, 2025....

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2 min read

CFPB Notifies Court it Cannot Lawfully Draw Funds from the Federal Reserve

In a recent release, the CFPB states that in the ongoing lawsuit, NTEU v. Vought, the CFPB filed a Notice that the Department of Justice’s Office of...

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3 min read

Government Shutdown Impact on Servicing Industry

Padgett Law Group has compiled a comprehensive overview of relevant Agency Alerts pertaining to the ongoing Government Shutdown, effective October 1,...

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U.S. Department of Veteran Affairs (VA) Circular 26-25-9

U.S. Department of Veteran Affairs (VA)

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